$CHMI

Velocity Financial, Inc. reported strong earnings growth in Q4 2025, driven by increased loan originations and improved lending margins. The company's strategic focus on expanding their commercial real estate portfolio paid off, contributing to a significant rise in overall revenue. Management is optimistic about future growth, especially in rising interest rate environments, encouraging investors with positive guidance. However, challenges in the mortgage market could impact future loan performance. Overall, the strong quarterly results and guidance suggest a potentially bullish outlook.